Living in Greece

A practical guide to moving, living, working & traveling in Greece, plus musing and misadventures from an American in Athens

Greek property tax

The Ministry of Finance announced on September 11, 2011 that a special tax or ‘xaratsi’ would be assessed to all properties in Greece, raising an estimated €2-3 billion to qualify for the next bailout tranche and avert default.

Original rates of €0.50 to €10.00 were doubled three days later to €0.50 to €20.00 under the assumption that many people will not pay, though the government was advised to keep rates low to increase the likelihood of payment.

The emergency tax — called Εκτακτο Ειδικό Τέλος Ηλεκτροδοτούµενων ∆οµηµένων Επιφανειών (ΕΕΤΗ∆Ε)/Entakto Eidikio Telos Ilektrodotoumenon Domimenon Epifaneion (EETIDE) — affects approximately 5.1 million properties and lasts two years will be applied though 2013 for the foreseeable future, with rates climbing progressively higher as property values are adjusted. The first adjustment occurred in June 2012.

Parliament passed the bill on September 27, law 4021/2011 was published October 19, and amendments were made October 20, December 1, December 16 in 2011; February 3, March 2, May 25 and July 18 in 2012.

A bill to merge EETIDE and regular property tax (FAP) into a single tax, formerly Ενιαίος Φόρος Ακινήτων/Eniaios Foros Akiniton (ENFA) and now called Ενιαίος Φόρος Ιδιοκτησίας Ακινήτων/Enaios Foros Idiokthsias Akiniton (ΕΦΙΑ), with revised thresholds to simplify billing and collection by tax authorities, reached agreement in February 2013, was voted into law on December 21 and took effect January 1, 2014.

A motion to adjust objective property values to reflect market reality and not inflated values of 10 years ago, which would have lowered taxation rates for 2013, was discussed and failed. For many owners, this will cancel any 15 percent discount on EETIDE from July 2013.

*Article last updated on January 2, 2014. Comments reflect whatever laws were in effect at the time, and there are two updates pending.

Summary

Article explains:

  • Who is exempt
  • Who pays how much and when
  • Penalties for non-payment
  • How the property tax is invoiced on a real-life electricity bill.

*It has been plagiarized by lawyers, accountants, expat INFO guides and property management companies. Be careful who you trust.

 

Who must pay

Nearly all persons who own commercial or residential property in Greece. Country of citizenship and whether or not they live in Greece are irrelevant.

It is not a ‘wealth tax,’ as Forbes and Telegraph UK called it. The tax applies to all property owners, regardless of property value and income tax filing status. Thousands of unemployed and low-income families will be required to pay this tax at the same rates required of wealthy elite.

Exemptions

Property owners will pay the emergency tax, unless they or their properties are exempt.

Exempt properties
– Churches, monasteries and other religious buildings defined as places of worship and religious services; but not other residential or commercial properties owned by the Greek Church, one of the country’s largest landowners
– State-owned properties
– Embassies/consulates
– Non-profit and charitable organizations that use the property exclusively for a religious, artistic, educational or social needs purpose
– Factories
– Amateur athletic clubs, associations and federations, which have been legally recognized as sporting facilities
– Cemeteries, public burial places
– Historical or archaeological monuments
– Empty, abandoned, disused commercial property with no evident electricity supply. Empty residential property does not qualify.

Electricity bills for communal areas of apartment buildings are excluded, so koinochrista or common expenses are unaffected. Hotel and camping communal areas are said to reduce the tax by 35 percent, rented rooms by 17 percent, and industrial buildings will be charged 30 percent and 60 percent less on surface areas above 1000 sq. meters and 2000 sq. meters, respectively.

Exempt persons
– Tenants renting or leasing a home: Tax will be assessed through the electricity bill, but anyone renting an apartment or house can pay the bill as scheduled and then deduct the amount of rent normally paid or work out an alternative plan with the owner/landlord. It does not matter whose name is on the electric bill.

The property owner(s) must be living in/on the property as their primary residence to be eligible for an exemption and, under most conditions, have properties meeting the criteria listed in the section called, ‘Qualifying properties’:
– Persons jobless for a period equal to one year or more and not receiving unemployment benefits from any fund, with a declared income of 8,000 euros or less on their 2010 tax filing
– Persons jobless for at least six (6) of the last 12 months preceding the date of the electricity/tax bill, who are registered with any unemployment fund and have a total income of less than 12,000 euros on the 2011 tax filing (+ 4,000 euros for each dependent). Must have been unemployed on September 17 to qualify.
– Persons who are legally blind
– Pensioners under 55 years of age who completed 35 years of work in a heavy and hazardous profession
– Unemployed seafarers registered with GENE and retired seafarers with Ναυτικό Απομαχικό Ταμείο

OAED Card — Image may not be reused

Reduced rate

The lowest rate of €0.50 per square meter is assessed if the property qualifies (see next section) and one of the following applies to the property owner or taxpayer:

  • Large family (four* or more children) with a declared income of less than 30,000 euros annually (income level scrapped on February 3); or
  • Person with at least 80 percent physical disability; or
  • Person with at least 67 percent disability from cerebral palsy, autism, Down syndrome or another mental disability.

The blind were moved to the fully exempt list in amendments passed October 20, 2011.

*Kathimerini English said three children; government circular and all other sources said four children.

Qualifying properties

In order for owners listed under ‘Exempt persons’ and ‘Reduced rate’ to qualify for an exemption or lower tax rate, the property must also be:

a) Equal or less than 120 sq. meters + 20 sq. meters for each child, with a limit of 200 sq. meters;
AND
b) worth less than 150,000 euros + 10,000 euros for each dependent, according to 2008 data;
AND
c) located in areas where property values (zone rates) are less than €3,000 per sq. meter.

Surface area in excess of 200 sq. meters will be taxed at a higher rate.

How to claim an exemption or low tax rate

The first installment of the emergency tax for properties with an electricity connection was calculated and billed via power companies under the assumption that there were no exemptions and no persons qualifying for the lower rate. Therefore, everyone is expected to pay, then apply for a refund.

To apply for a refund and record an exemption or reduced tax rate on future invoices, the owner must file an application at the Greek tax office/eforia (DOY), a copy of the electricity bill (if relevant), proof of payment, certification/pistopoiitiko of blindness/disability (if applicable), a property tax statement (ΦΑΠ/FAP) for 2011 (companies/entities) or an ekkatharistiko ETA for 2008 or a contract of sale (individuals) if property was acquired after January 1, 2008. Taxpayers who did not file taxes electronically with GSIS may be asked for additional documents.

The tax office/eforia (DOY) will crosscheck the application and documents with tax statements filed with GSIS and other authorities to verify that the owner and property qualifies, then accept or reject the application. If accepted, the tax will be adjusted on future invoices and a refund issued.

DEH/PPC customers who may be eligible for the lowest rate of taxation or an exemption were given three days notice to send ETA, AFM (tax number) and DEH account numbers via sms to ’54160′ by October 2, 2011. Ignoring that the blind and financially challenged cannot send sms, Eleftherotypia reported the Ministry of Finance disseminated a number belonging to TV station and another subscriber. It still lists this number in official documentation, and it is unclear whether the Greek government has since taken possession of 54160 or is ignorant and did not edit the circular.

How much tax will I pay?

How much you pay depends on three factors, which are shown in the same order of the electricity bill’s dedicated ΕΕΤΗ∆Ε/EETIDE box:

1. Size of property (TM)

Total area is defined as all declared areas with electricity supplied, including parking garages, storage rooms or balconies. Basically, the Τέλους Ακίνητης Περιουσίας (ΤΑΠ)/Telous Akinitis Periousias (TAP) deemed taxable according to Article 24 of  Law 2130/1993.

The size of your property in square meters (m²/µ²) or τετράγωνο μέτρα (τμ) is listed on electric bills of all power companies. For DEH/PPC customers, on the same page as the perforated payment coupon, it is the number under ‘τμ’ in the first box.

2. Age of property

Properties between 0-25 years old will be assessed an extra surcharge of 5-25 percent, inversely proportional to age (skip this section if your property is older than 25 years). The newer the property, the higher the percentage; the older the property, the lower the percentage. In tables published by the Ministry of Finance and Greek news, the percentage is expressed as a coefficient for multiplication purposes.

Age (Years) Multiplier Surcharge (%)
26 & older 1 None
20-25 1.05 5
15-19 1.1 10
10-14 1.15 15
5-9 1.2 20
0-4 1.25 25

As 64 percent of properties in Greece are more than 25 years old and only 2 percent built in the last five years, the surcharge is said to target those who can afford to pay.

3. Location of property 

Properties in Greece are assigned a zone rate or Τιμή ζώνης (timi zonis) according to location, with minimum and maximum values expressed in euros and square meters, i.e., €1,800 per sq. meter. Eleftherotypia compiled tables that show a range for areas of Athens, Macedonia/Thrace and other areas of Greece on the islands and mainland (in Greek). The actual zone rate for a property is determined by street and exact location, which can be verified at the Greek tax office nearest the property.

The zone rate of your property will determine how many euros you will be charged per square meter.

To find the zone rate for your property, look for ΤΙΜΗ ΖΩΝΗΣ on the electric bill. For DEH/PPC customers, on the same page as the perforated payment coupon, the first box lists it under ΤΕΛΟΣ ΑΚΙΝΗΤΗΣ ΠΕΡΙΟΥΣΙΑΣ (ΤΑΠ).

Zone rate Euros per sq. meter
For vulnerable group 0.50
0-500 3
501-1000 4
1001-1500 5
1501-2000 6
2001-2500 8
2501-3000 10
3001-4000 12
4001-5000 14
5001 and up 16

How is it calculated?

Number of square meters × ___ surcharge based on age of property (if applicable) × € ___  (based on zone rate)

For example: If your property in Halandri is 80 square meters, it’s 20 years old and the zone rate is €2000 per sq. meter, then the property tax calculation would be:

80 × 1.05 × €6.00  = €504 for the year 2011.

Property values (times zonis) for 2012 and beyond will be adjusted higher, which will change the calculation and increase the amount of tax owed. So property owners can expect to pay progressively more each year, and this article will be updated to assist you.

If your property is in an area where no zone rates have been set, the property tax is calculated: Number of square meters × 3. For example: If your property on Chios has no zone rate and it’s 100 sq. meters, then the property tax calculation would be 100 × 3 = 300 euros.

How it appears on your bill

Click to view — Image may not be reused

Property owners and their tenants (if applicable) will immediately recognize if the electricity bill contains property tax because the abbreviation Ε.Ε.Τ.Η.Δ.Ε. will show in several places (pink circles in photo).

The main calculation can be found in a box on the right hand side marked Ε.Ε.Τ.Η.Δ.Ε. + year and appears in the same order I gave in the explanation and example above: Size of property + Age of property (if applicable) + Location of property (based on ΤΙΜΗ ΖΩΝΗΣ/zone rate).

On the electricity bill, it says: TM × ΣΥΝΤ.ΠΡΟΣ × ΣΥΝΤ.ΕΕΤΗΔΕ = Total for the Year

Underneath, it specifies the installment or ΔΟΣΗ.

*Photo of electric bill with property tax has been highlighted with corresponding colors, so readers can locate each element without knowledge of Greek. Some info has been removed for reasons of privacy.

When can I expect a bill?

Most property owners will be invoiced for the tax via electricity bills.

  • Two installments in 2011: First ΔΟΣΗ began billing October 2011 and the second before February 2012 to show revenue on the books for 2011.
  • Five four installments in 2012: Billing from end of July 2012 to March/April 2013 April 2012 to January 2013 May to December.

DEH/PPC, with a capacity to print 190,000 statements a day, said that the entire first cycle began mid-October 2011 and was complete by end of November. In reality, bills were arriving well into December.

Anyone who does not have power supplied by an electric company in Greece, or anyone who tried disconnecting  electricity after September 17, 2011 in an attempt to avoid the tax, will be billed directly by the tax office at whatever address the property owner gave as their last known address.

For 2013-2014, this special tax will be combined with the main property tax and billed as a uniform tax. It has already been agreed that five installments will be invoiced via electricity bills.

Not on DEH/PPC bills, April-June 2012

DEH/PPC stopped accepting responsibility for the property tax (EETIDE), which I learned on April 6, 2012. No announcements were made by DEH/PPC, the government or Greek news.

Those who already paid the last installment of property tax could let it stand as an overpayment/credit on the next electricity bill or get a refund from the cashier. Those who had not paid the last installment were told to only pay the electricity portion owed. (*Anyone who never knew they had a choice will see a credit on their electricity bill and may owe money to the eforia for the last 2011 installment of the EETIDE).

If the bill was not in our name, or jointly connected to someone else, we needed:  a) a copy of the lease/rental agreement and a dilosi from the named person (i.e., landlord, previous tenant) to get our money back; or b) to ask the landlord(s)/previous tenant(s) to get the money.

The EETIDE should be paid at the tax office/eforia.

Finally on May 5, To Vima reported that the ‘xaratsi’ had moved to the tax office, followed by the remainder of news agencies 10 days later. DEH/PPC made an announcement in June and quoted the effective date as April 30, though in reality it started almost a month earlier. Mainstream English-language newspapers spread misinformation that the property tax had been abandoned.

It was decided on July 18 that the property tax would continue to be invoiced on electricity bills, with five 2012 installments beginning end of July.

On December 4, a court deemed it illegal to assess and collect property tax on electric bills, and the next day DEH confirmed that it is accepting payment of electricity bills minus the tax. However, on December 19 and after several hearings, an Athens court ruled in favor of the Ministry of Finance that DEH continue to bill and collect money through March 2013 and Greece’s creditors agree it should be left ‘as is’ until 2014.

Errors and Corrections

Whether your bill is correct depends on the accuracy of property details, zone rates and your official status on file at tax offices as of September 17, 2011, plus harmonization between the tax authority and power company. Errors are not necessarily the fault of the power company or tax office, as property owners/taxpayers, builders and engineers are responsible for any data and updates reported to the state.

Anyone who believed the property age/measurement or zone rate was incorrect had to pay the bill by the stated due date, then submit an application to correct errors at local municipality offices by January 20, 2012.

Corrections forwarded to the power company were applied by March 31, 2012 and reflected as a refund in the April 2012 installment.

Where do I pay?

You pay the electricity bill as you normally would.

What happens if I do not pay?

The law as written stated that anyone not paying the property tax would have power cut, but several amendments were made and a high court has since intervened. In a word, waffling.

Past laws

  • The original DEH/PPC policy says interruption of service can occur in 44 days — 30 days past the original due date of the ‘Ekkatharistiko’ (top right corner) and 14 days to pay after a courtesy ‘final’ diakopi/disconnection notice. If your electricity is disconnected at the 60-day mark, the power company will inform the Ministry of Finance and you will be required to obtain a certificate from tax authorities that you paid the property tax before applying for a new connection anywhere.
  • A several-times revised government circular says you have 80 days 6 months to pay before power is cut, then 20 days to make amends and apply for reconnection of electricity. Delinquencies are reported by DEH at the four-month mark to the Ministry of Finance, which can then give the homeowner another two months to pay before ordering disconnection.
  • Exempt from power cuts — Persons at the address who:
    a) can show evidence of a specific health problem necessitating continuous electricity (i.e., terminally ill, patients using machines at home, etc.);
    OR
    b) have no assets except the one property and can show proof of this;
    OR
    c) can prove there is another legitimate hardship.
    AND
    for a, b, c — Get approval by submitting an application at a tax office/eforia  , a social worker and local police representative (excluded) or apply online for this exemption at: www1.gsis.gr/taxisnet2/eta

Power cuts on 20,000 of 250,000 households that did not pay the tax by the 80-day deadline or apply for an exemption began January 23, 2012, starting with properties with the highest value per square meter. It was expected that up to 500,000 households would have electricity discontinued due to non-payment and no notification of hardship on file.

When harsh winter weather became an issue, the Ministry of Finance halted disconnections. On May 25, the Council of State upheld that the tax was legal, but disconnections were unconstitutional.

Today’s non-payment policy

On March 2, the Council of State ruled that power cuts due to non-payment of property tax are unconstitutional. No one is under threat of losing power for non-payment of the property tax, but disconnection is still possible for those not paying the electric portion of their bills.

Anyone having trouble paying the bill can appeal to the tax office/eforia/DOY to reduce the tax or arrange a custom payment schedule, according to a government circular. All outstanding property tax debts will continue to appear on future invoices and be referred to the tax office for further action.

Those who did not pay the 2012-2013 installments by June 21 were forwarded to the Ministry of Finance for collection and must clear outstanding debts at a tax office.

The Ministry of Finance will garnish wages and pensions and/or seize and auction properties to pay outstanding tax debts. This is legal.

Have a question?

This article was provided as a courtesy, which required several hours of my unpaid time to translate, compile, research, write and update from 1500 to 3000 words after several amendments.

Please remember that I am a journalist, not a tax accountant, lawyer, inheritance expert, DEH/PPC employee, real estate agent or civil engineer. There is no way for me to learn thousands of complicated and ever-changing tax laws of 190+ countries worldwide, then apply them to your specific situation, citizenship, residency status and property.

Readers are free to leave questions, but you should query the appropriate authorities, an accountant or a lawyer.

Tax offices: See, “List of DOY/eforia/tax offices in Greece.” The GSIS call center also takes inquiries at + 30 (210) 480-2552.
DEH: Power company offices: See, “DEH/PPC Electric company offices in Greece.” Special hotline has been set up at +30 (214) 214-1000.
Unemployment/Manpower Agency offices: See, “OAED offices in Greece

Sources

Thanks to CNN and the Miami Herald for featuring my article in “Europe’s pain is coming America’s way.”

In the News

Beware promises of ‘cheap’ property in Greece” — Telegraph

In English

None were used for my article, but all were included for English-speaking readers
Unemployed reconnect electricity illegally” — Bloomberg
“Greece raises rates on new property tax” (article removed) — WSJ
Facts about property tax” — Kathimerini *Now outdated
Property values expected to jump 30 percent in 2012” — Kathimerini
Embattled Greeks plan legal action over property tax” — Sky News
Greek government warned to keep rates low” — Kathimerini
Greek property tax a band-aid, not a cure” — Reuters
Greek money running out amid opposition to new tax” — Reuters
Greeks ask: Why all the suffering?” — BBC
Greeks balk at paying property tax” — NY Times
Tax to be billed differently?” — Kathimerini
Greek property tax take suggests targets will be met” — Reuters
Greeks take a stand against property tax” — BBC
Greek high court says property tax on electric bills is constitutional, but power cuts are not” — AP
Greek property owners in Bulgaria reminded to pay tax” — Novinite
Tax cut from PPC bills” — Kathimerini
At the core of Greek chaos, a reviled tax” — WSJ
Tax enters power bills” — Kathimerini

In Greek
Το «μπάλωμα» ανοίγει νέες τρύπες” (Chart) — Eleftherotypia
Νέα τροπολογία για το τέλος ακινήτων” — SKAI
ΓΕΝΟΠ: Δεν θα κόψουμε το ρεύμα σε όποιον δεν έχει μία” — Eleftherotypia
Επιδρομή πανικού στα ακίνητα για 5,4 δισ. ευρώ σε 2 έτη” — Eleftherotypia
Μέσα σε 3 μέρες διπλασίασαν το χαράτσι!” (Chart) — Eleftherotypia
ΤΙΜΕΣ ΖΩΝΗΣ” — ΥΠΑΝ
Ολόκληρη η τροπολογία για το ειδικό τέλος ακινήτων” kai PDF — Ta Nea
“Το ειδικό τέλος ακινήτων θα οδηγήσει σε λουκέτα, τονίζουν οι ξενοδόχοι” (article removed) — Ta Nea
13 ερωτήσεις- απαντήσεις για το χαράτσι” — Ta Nea
Πώς υπολογίζεται το ειδικό τέλος στα ακίνητα” — Ta Nea
ΔΕΗ: Στις αρχές Οκτωβρίου οι λογαριασμοί με το νέο τέλος ακινήτων” — To Vima
Εκτακτη εισφορά: Διπλάσιο το χαράτσι για τα ακίνητα” (Chart) — To Vima
Ακίνητα: Εισφορά με δύο δόσεις και είκοσι κλιμάκια“– Naftemporiki
Νέες δυσκολίες στην είσπραξη τέλους βλέπει η ΓΕΝΟΠ” — Eleftherotypia
Κατασχέσεις σε περιπτώσεις μη καταβολής τέλους ακινήτων” — Kathimerini
Κατασχέσεις μισθών, συντάξεων, περιουσιακών στοιχείων αν δεν εξοφληθεί το ειδικό τέλος” — Imerisia
Ολα για το χαράτσι ακινήτων και ΔΕΗ: είσπραξη, διακοπή ρεύματος, επανασύνδεση” — Eleftherotypia
Κατασχέσεις σε περιπτώσεις μη καταβολής τέλους ακινήτων” — Kathimerini
Σε όλους θα αποστέλλεται ο ειδικός φόρος για τα ακίνητα” — SKAI
SMS to 54160” — Ministry of Finance
Article 53” — Hellenic Parliament
Μαγειρεύουν μονιμοποίηση στο νέο χαράτσι για τα ακίνητα” — Eleftherotypia
Τέλος εφ’ όρου ζωής στα ακίνητα” — Eleftherotypia
Ερχονται τα χαράτσια για τα ακίνητα” — To Vima
Eξαίρεση τυφλών και κινητικά αναπήρων από το ειδικό τέλος ακινήτων” — Eleftherotypia
Λάθη με υπερχρεώσεις στα χαράτσια της ΔΕΗ” — Eleftherotypia
Παροχή οδηγιών και διευκρινίσεων για την εφαρμογή του άρθρου 53
του ν. 4021/2011, December 2011
” — SKAI
Ποιοι πληρώνουν – ποιοι εξαιρούνται από το «xαράτσι» των ακινήτων” — To Vima
Πώς θα διορθωθούν τα λάθη στο χαράτσι της ΔΕΗ” — Eleftherotypia
Στον έφορο για απαλλαγές” — Ta Nea
Αυξήσεις των αντικειμενικών τιμών από Ιούνιο προβλέπει το Μνημόνιο” — Ta Nea
ΣτΕ: Ναι στο χαράτσι, όχι στη διακοπή ρεύματος” — Ta Nea
Amendment from March 2, 2012 — To Vima
Το «χαράτσι» του ’11 μετακομίζει στις εφορίες” — To Vima
ΣτΕ: «Ναι» στο χαράτσι της ΔΕΗ, «όχι» στη διακοπή ρεύματος” — To Vima
Στους λογαριασμούς της ΔΕΗ που θα αποσταλούν στο τέλος Ιουλίου η πρώτη δόση” — Ta Nea
ΔΕΗ: Προχωρά κανονικά στην είσπραξη του τέλους ακινήτων” — To Vima

The Author

Kat is a well-traveled American journalist and author. To learn more, see “About Me.”

  • Livingingreece.gr was created in 2007 to present meticulously researched original articles that fill a gap left by traditional media, government portals and commercial websites/forums run by people without credentials.
  • @LivinginGreece is a Twitter feed curated from recognized Greek and international news agencies to provide breaking news about Greece, plus real-time updates and insider tips mined from 15 years experience.

Please note my copyright policy and be aware that violations will be pursued.

Shortlink: http://bit.ly/GRproperty

Update pending

http://www.tovima.gr/finance/article/?aid=512563

http://www.naftemporiki.gr/news/cstory.asp?id=2228180

http://www.tovima.gr/finance/article/?aid=472413

http://www.imerisia.gr/article.asp?catid=26516&subid=2&pubid=112915227

http://www.tovima.gr/finance/article/?aid=474953

http://www.imerisia.gr/article.asp?catid=27686&subid=2&pubid=112922540

http://www.tovima.gr/society/article/?aid=486971

http://www.tanea.gr/oikonomia/article/?aid=4773168

http://www.tovima.gr/finance/article/?aid=487353

http://www.tovima.gr/finance/article/?aid=521274

http://www.tovima.gr/finance/article/?aid=531211

http://www.naftemporiki.gr/finance/story/723343

http://www.naftemporiki.gr/finance/story/729848

http://www.tovima.gr/finance/article/?aid=548897

139 Comments

  Elaine wrote @ September 19th, 2011 at 08:21

Thanks for this informative article. I wonder if you know what the rules are for when someone lives in an apartment that they neither own nor rent i.e. it belongs to a family member and the person stays there under ‘filoxenia’. Since that person’s name is on the electricity bill, will they still have to pay?

Thanks.

Kat Reply:

As it says in the article, work it out with the owner(s) of the apartment.

  Eginitza wrote @ September 19th, 2011 at 11:03

Comment 1:
There are 2 rows τμ on our electricity bill. One labelled ΔΤ the other ΔΦ. Same no of sqm on both rows. Should I count sqmx2 in order to find out how much we need to pay? Thanks in advance!

Comment 2:
Your article is extremely well written and crystal clear! Thank you for that! Unfourtunately my question was not so clear-sorry. Our house in two floors are according to our contract 76 sqm. The electricity bill lists two rows with 38 sqm each- one labelled ΔΤ the other ΔΦ. Not knowing Greek I thought maybe one row was for the basement (cellar) floor and the other for the upper floor- living area. That is why I asked. I guess

Kat Reply:

As it says in the article, τμ means square meters; and yes, the figure should be the same all over the bill. I don’t see how I can make the calculation more clear.

  Katy wrote @ September 19th, 2011 at 12:13

Clear and concise and very helpful. Thanks.

Kat Reply:

Thank you for saying so. I had doubts based on the first two comments.

  susan wrote @ September 19th, 2011 at 18:18

Excellent article, thanks so much!

  Ants wrote @ September 19th, 2011 at 21:13

Comment 1:
I can’t find the Zone Rate on my DEH bill. The bill is from June 2009. Do the more recent bills include this information?

Comment 2:
Thanks for the reply. My bill has a euro per sqm figure under a section headed

Kat Reply:

Answer 1:
I have electric bills going back to 1998, and they all list the zone rate. If you’re looking at a three-pane bill (old format), it’s still on the page with the perforated payment coupon. Look in the middle pane under ΤΕΛΟΣ ΑΚΙΝΗΤΗΣ ΠΕΡΙΟΥΣΙΑΣ (ΤΑΠ), the same heading I give in the article.

Using the 2009 zone rate can help you estimate taxes, but you need to look at a recent bill with current rates to make an accurate calculation.

Answer 2:
The euro/m2 entry is the rate you’re being charged for electricity, not the timi zonis. You’re looking under the wrong heading. Good luck.

  ShanKat wrote @ September 20th, 2011 at 17:21

This. Sucks.

Very well written, informative as all get out (as always). But man do I hate the subject matter.

“Athletic clubs” are excluded. Now I get why Mr. Shankat’s cousin opened that storefront team club. Absolutely ridiculous. Damn the man.

Kat Reply:

There are always people looking for loopholes in Greece, especially concerning laws that were written with haste and not much thought.

  Dawn wrote @ September 21st, 2011 at 17:23

Hi, I wonder if you can help my addles brain?! I saw the tables about zoning charges but can’t figure out how much we pay for Lesvos. My poor Greek I’m afraid and nothing whatsoever to do with your article! Our SqM is 63 on the electric bill it says 176,00 so I assume it’s 3 euros per SqM? Built in 1984:

Thus 63 x 3 euros x 1 = 189.00 euros for 2011?

Thanks, Dawn

Kat Reply:

I cannot explain the calculation more clearly than I already did. If you followed my example, then yes. I don’t have time to verify people’s figures, as I’m on the road and working.

  Tavros wrote @ September 23rd, 2011 at 23:29

Hi Kat,

Comment 1:
Superb article, as usual. Very clear and very informative.

I know that there are a lot of things to be worked out regarding this new tax and many revisions to come, but I have two specific scenarios to which I haven’t found answers from what I’ve read in various places:

1) A family with three (or more) children that owns a residence and rents it out, with the DEH bill in the renter’s name.

2) A family with three (not more) children that owns and lives in a residence.

Assuming both properties are under the TM and TZ limits and in neither case are the families considered low income, per the proposed law they would each be entitled to the reduced rate for large families as regards the new tax. The question is: How do they declare this?

In case 1) DEH doesn’t know/care about the owner per se; their current info such as it is regards the account-holder. In case 2), DEH offers no special rates for people with three children unless they are also officially low income. So, DEH will not be aware of family status in either case above. I personally have my doubts as to whether the tax authorities will verify family status solely on the basis of tax returns, so not sure a GSIS application (for eforia to verify and pass to DEH) will work in these cases. (Maybe declaring status and providing a recent oikogeneiaki katastasi at the eforia?)

A third and more general scenario also comes to mind, possibly applicable to me in the future regarding the properties if this law is permanent: A vacant residence, with power to the property shut off. Is the property then not taxed? Might this also apply if someone has power, but self-generates or otherwise self-procures it, and thus has no electricity bills from a utility.

Any thoughts on the above?

Thank you in advance, and again, great work!

Comment 2:
Long story short, I found the answers to my specific scenarios posted on 23 Sep after reading what I believe to be the version of the law that was actually passed, as well as several supporting sources from the MoF. It appears people with 3 children don’t get the reduced rate, unless qualifying separately based on another provision, of course.

Separately, people that do qualify for the reduced rate, or an exemption are apparently required to send an SMS text to the MoF.

Even if we disregard the irony of requiring the blind, disabled, low-income, etc. to send an SMS, they only have until 2 Oct to meet the first deadline or will presumably be billed for the first installment at regular rates to be adjusted later if they find a way to get through to the MoF by 30 Nov!

If someone wrote all this stuff out in a novel, it would never sell — way too unbelievable to anyone not resident in Greece, and way too familiar to those who are.

PS Good luck sorting out this law and the “implementing instructions” that have already started and will surely flow steadily from the government, some contradicting another no doubt!

  Richard wrote @ September 26th, 2011 at 10:38

Comment 1:
I just spent an extremely frustrating morning at DEH where I was told that families with 3 kids only qualify if the family income is under the ‘base; for triteknoi families. Firstly, I have no idea what this means & secondly, I don’t think I have found any reference to this anywhere (I may, of course, have missed it). Does anyone know anything about this?

Comment 2:
Thanks, I feel a bit daft, since I found the answer n Kathimerini, truns out that it is only for large families that earn less than 30,000 a year. Thanks for the fantastic work by the way, you are a godsend.

Kat Reply:

Answer 1:
As mentioned in Tavros comment above, that’s true. Families with four children only qualify for the low rate if under a certain income level, not those with three children. I cannot cover this question in a comment as it would require an entire post unrelated to the property tax itself and I don’t have time at the moment.

Answer 2:
There have been amendments since Kathimerini published its article and my last update. I’ll get to it as soon as I can.

  Lorraine wrote @ September 27th, 2011 at 00:44

Many thanks for this informative article. It finally made sense of all the rumours.

  Maggie wrote @ September 27th, 2011 at 10:57

I’m a little confused as here in Crete many of us only have work in the season and collect money from OAED in the winter months….how will this affect our tax liability?

Kat Reply:

Your question does not pertain to the property tax article above, and I do not dispense advice on Greek tax laws for reasons given in “2011 Tax deadlines for Greece.” If I were a tax accountant and not a journalist, the little information you provided is insufficient to give an informed answer and tax laws are still being overhauled.

  Jon wrote @ September 27th, 2011 at 11:37

Hi there – I have a house near Stoupa in the Mani and I really appreciate your article helping me to understand the potential cost. One question about the zone rate. It is written 58,00 on my bill, which I would love to be 58, as it would give a much lower charge. However, I fear it means really 5800, which would be more than 5 times higher than 58. Please can you confirm how to read this figure correctly?

Kat Reply:

58,00 is 58.00, not 5800. All best.

  Peter wrote @ September 28th, 2011 at 23:14

great article

I am a little different , I have a holiday unit in Athens and live in Monaco. I rent it out as a holiday apartment and the electricity bill is in another persons name who I think is on unemployment benefits. Should I change the electricity bill into my name ? As I cant find the other person who currently uses the address to collect money from the government. I think she is currently holidaying in Australia.

Kat Reply:

As I say in the article, it does not matter whose name is on the electricity bill. It just needs to be paid.

  Elaine wrote @ September 29th, 2011 at 10:31

Thank you I now understand so much more!!

  Sylvia wrote @ October 2nd, 2011 at 11:44

Query re defining ‘electricity supply area’.
Thanks for a very clear and helpful article. We found the sq metres and zone on DEH bills easily. For us this seems a fair tax at a time when Greece needs the money, but maybe a large amount for some to find in a hurry. Dimarkeio costs plus this tax are still far less than UK council taxes.

I’m not sure our 90m2 are correct though, re your comment that size is ‘area inc. …storage areas, balconies etc’.

Our basement is probably not included – it has a light and is used for storage, but is very low ceilinged in most parts with bedrock minimising height, floor size & usable space. Do you know if it is inside room measurements, or outside building size? Is there a minimum height?

Also does a light on a balcony or in a storage area constitute an electricity supply, or do they mean with plug points? Our balcony light is on a cable through the wall which is plugged into a socket in the bedroom! If lighting is considered an electricity supply, what about garden lights?

Will the declared sizes be checked? or do we have to fill in a form at some stage? We moved here about 3 years ago when the electrician presumably had to confirm sizes to get the power reinstated and in our name.
Hope you can clarify or let me know where I could get answers.
Thanks

Kat Reply:

First, taxable electrified areas on a property are clearly determined according to the law I quoted. Second, declared sizes are assumed to be correct. Third, you are free to lodge a complaint or have them rechecked with the assistance of a civil engineer (not an electrician) and register amendments with DEH/PPC.

I appreciate your follow-up comment, which I’ve kept hidden. I apologize for any misunderstanding and want to thank you for your ongoing support and taking the time to explain the nature of your website. It gave me an opportunity to learn more about you.

  Pete R wrote @ October 3rd, 2011 at 14:09

Great article. Since final approval last week, does this change your guidelines in any way?

Kat Reply:

Look at the 6th paragraph and the note next to “*Article updated October 1.”

  MG wrote @ October 5th, 2011 at 12:06

Do you have any idea what happens if a house is not connected to mains electricity but has solar power?

Kat Reply:

As I understand the most current version of the law, the tax office will eventually send bills to all property owners directly.

  Alex wrote @ October 5th, 2011 at 13:55

Thanks for this useful info.

In this article you provide a link to the DEH website
(See “Κοινωνικό Οικιακό Τιμολόγιο.”) The link itself shows the page in Greek.

There is a tiny UK flag at bottom of the page, but changing “lang=1″ to “lang=2″ in the link address loads the page (and subsequent pages on the site) in English directly, which would make the link friendlier to your readers.

Kat Reply:

I prefer links to Greek-language versions because:

a) They are often more accurate, more complete and more stable, which is the reason I use Greek-language news and resources. English-language news and translations are sometimes wrong, just as English versions of websites disappear overnight;
b) When people go to the office or inquire over the phone, staff are not guaranteed to communicate in English and it’s better for the person to know the Greek term; and
c) I assume my readers are smart enough to recognize there is an English version and can switch languages.

Also, you can’t possibly know who my readers are and what language they speak. But for the record, the majority of my readers are Greek and/or can speak, read and write some Greek.

  IJB wrote @ October 6th, 2011 at 15:34

Very interesting and informative. One thing raised can’t find answer to, if electricity turned off. I have two elderly in-laws (retired on gov. teachers pension) with owned flat in Thessoloniki where they live. They also own (inherited) two smallish properties in/near Noussa that they inherited and visit a couple of times a year to clean & maintain. If they have the electricity disconnected at the two small houses can they avoid paying tax for them and just pay for the Thess flat?

Kat Reply:

Unless the properties or property owners qualify for an exemption (all listed under ‘Exemptions’), they can expect a bill via the tax office at their last known address on file as it says under “When can I expect a bill?” It does not matter if electricity is disconnected.

  Anthony wrote @ October 7th, 2011 at 10:43

Thank you for a very informative article. This is the first detailed information I have found.

My first thoughts are that I will not be rushing off to pay this outrageous tax.

Kat Reply:

LOL, you’re not alone in those thoughts.

Thank you for your kind words and hope to see you again.

  M Weiss wrote @ October 11th, 2011 at 03:05

The cost of the welfare state always leads to national bankruptcy. When will people ever learn that wealth redistribution by force never turns out well?

  Rhona wrote @ October 12th, 2011 at 19:38

Great information, thank you. However, I have one question. I have a house in Samos (only there 6 months of year) and my electricity is deducted automatically from my greek bank. Will the tax be deducted in the same manner. I dont have a problem with the payment but worried that I might miss a payment as wont be back in greece till April 2012.

Kat Reply:

As it says in the article, the property tax is part of the electricity bill; there is no separation. Under ‘Where do I pay?’, I also say that you pay the electricity bill as you normally would.

  Georgia wrote @ October 14th, 2011 at 02:15

Thank you for your website and up to date news.

I am baffled though since I received a bill of almost 1500E with a deadline to pay by Nove.25th for a property in Aegina that’s over 50 years old! I can’t understand how this property tax was calculated. Where can I call to have this corrected? I appreciate your help.

Thank you.

Kat Reply:

As there’s no way I can see what you’re seeing, it’s a lot like asking a doctor to diagnose a patient over the phone. But my guess is that the electricity bill you received could not have been one for the emergency property tax I describe above because they’re currently being printed and none of those bills have been mailed.

I explain the way it’s calculated above, which also supports my theory that it can’t be for the property tax.

If I’m wrong, you are free to take it up with the tax office.

  Baarbara wrote @ October 20th, 2011 at 16:08

Thank you Kat for your extremely useful site. We live in Kerkyra and I have found it very useful in trying to roughly work out how much extra we will be expected to pay. I had been told so many different stories it was brilliant when by accident I came across your site. Many many thanks

Kat Reply:

One reason I do articles like this is because English-language media are limited in what they provide and often do not give updates on amendments, requiring people to research and translate other sources. I think it’s more convenient to have everything in one place.

Thank you so much for your kind words.

  George wrote @ October 22nd, 2011 at 07:32

Comment 1
i can’t find your most recent comments column. Has this been removed?

Comment 2
I finally found your response to my question on the “most recent comments”. I think this is the main reason I asked because I love reading your answers to people but it’s so difficult to find what the latest comments are unless you read each of your articles one by one again (i mean the answers part).

So, yes I admit, I’m being lazy and just wanted it all ready for me to see what you have answered to people. So, if the “most recent comments” are gone for good, I’ll adjust and just spend more time on the site finding the comments.

Did I tell you I love the site!

Kat Reply:

Answer 1
Yes, I removed it. Is there a reason you need or want it restored?

Answer 2
But why do you or anyone but the commentator need to read the answers? They do not pertain to you, and you have not contributed to the discussion.

  Perri wrote @ October 22nd, 2011 at 08:53

Thanks for clear and concise writing on a convoluted subject!!!

Question: Many people on Crete had houses built but were not able to have residential electricity connected as the builders themselves owed too many back taxes. The builders had construction electricity connected during the build which was eventually disconnected. Now the houses although new are uninhabitable. Your article states that eventually bills will be sent to owners with solar power, do you think owners who can not get electricity will have to pay??? The result of having the power cut is not really an issue as there is none??

Thanks so much!!

Kat Reply:

No, what I say in the first sentence of the article is all properties will be assessed the tax. And in the comment, I said the tax office would send bills to all property owners directly. I did not specify only those with solar power.

Your second question is already answered under “What if I refuse to pay?” in the third paragraph.

  Seitis wrote @ October 25th, 2011 at 12:43

Comment 1:
I own a house which is empty (I don’t live in Greece). The electricity and water have already been cut off. The value of the house is not more than 100,000 – 120,000 euros as it needs refurbishing and repairs done to the ceilings.

Does that exempt me?

Thank you.

Comment 2:
Apologies … I certainly did read the article! It wasn’t the fact of living abroad that concerned me, but rather the fact that we have had no electricity supply or water supply since July 2011.

If I am still due to pay, I don’t know where the bill would be sent (the house was rented out to someone during the past few years) or how I could possibly even find it at this point.

Comment 3:
I still don’t understand whether the bill would be sent to my address or to the lady who used to rent the flat.
I would appreciate a politer reply!!! It’s tough enough already coping with the situation from abroad.
Seitis

Kat Reply:

Answer 1:
I get the feeling you didn’t read the article because the answer is clear. Article says it makes no difference if you live here or not. Under ‘Exemptions’, it says residential property without power connected is not exempt. If you own it and no exemptions apply, you pay.

No.

Answer 2:
Again, already answered in the article above under “When can I expect a bill?”

Answer 3:
In your first comment, you said electricity isn’t connected. Therefore, no one will be getting an electricity bill. The ex-renter won’t be getting anything because electricity isn’t connected and she isn’t the property owner.

In your second comment, you asked where you would get the bill. In the section I quoted, it says that the tax office will bill property owners directly at the last known address on file with them.

I’m a journalist keeping this website in my unpaid spare time and am under no obligation to assist anyone. It says in my Comments policy that I will delete redundant questions, and in the article above it says I prefer that people query the relevant authorities. Instead of deleting your questions, I answered them both, and then repeated those answers a second time; I do not see where I have been rude to you.

You are free to research the subject on your own and enlist the assistance of civil servants being paid by our taxes.

  Anne Marie wrote @ October 25th, 2011 at 18:41

I want to thank you for the nice job you are doing for us!! It’s a great help to read your info and translations! I really appreciate it and wish you all the best!
Anne

Kat Reply:

I appreciate you saying so. It’s very easy to keep going, doing what I do, when I know there are people like you.

  Andy wrote @ October 26th, 2011 at 20:09

Thank you for this article giving so much needed information.

My wife and I are UK pensioners retired in Greece. We are taxed by the UK on our pensions. The Property Tax on my house represents nearly 10% of the combined UK Government Pensions received by my wife and I.

We are already paying higher taxes in the UK to help with their deficit. We have lived in Greece for a short time and have been pensioners for all of this time.

Why are we being asked to pay off Greek Debt that we did not contribute to or benefit from?

Kat Reply:

For many Greeks, the property tax described above is 100 percent of their monthly salary/pension, and nearly 20 percent of the population is unemployed, which means they can’t pay and face having their electricity cut soon. Lots of people feel the way you do.

The only answer I can give is what’s true worldwide — the many pay for the sins of a few. I take nothing and give everything; the only way I can get away from it is to cut all ties with Greece. You have the option to do the same.

  Rhapsody wrote @ October 29th, 2011 at 13:18

Thank you for all your valueable information. It is always written in an easy and understandable manner which is so vital to those of us whom have limited Greek. I especially appreciated your new tax/DEH article.

Kat Reply:

Don’t feel bad about having limited Greek. Even Greeks speaking native Greek have trouble understanding various laws as they are announced, amended, changed again, (mis)interpreted and then implemented…or not. It’s not you!

I appreciate you stopping by, and hope to see you again.

  dan wrote @ October 31st, 2011 at 00:16

Hi Kat
Greetings from England !

I only found this site since the media here talk about the property tax without explaining how it will work – yours is an excellent explanation. the tax looks swingeing, and as you say it is guaranteed to go up.

I have spent a fascinating few hours here – good luck to you all, and thanks for the site.

dan

Kat Reply:

Hello!

For years I felt the way you do, reading things in the media without understanding the details of who, what, why and how, which is one reason I started this website and choose to cover subjects that I myself would want further explanation.

Thank you for the kind words and giving me a few hours of your time. Pleasure is mine.

  Donna wrote @ October 31st, 2011 at 16:41

I Have 24 studios in Zakynthos, but am not classed as a hotel !! i do have a e.o.t. licence for 15 rooms ..would i still be liable to pay for the full sq mtr ..as this would be VERY expensive for me to pay ..i am struggling along as it is x Donna x

Kat Reply:

If your studios aren’t classified as hotels but you have an EOT license, I suggest you verify what you’re obligated to pay in the way of property tax with the tax office nearest you. It’s a gray area I cannot answer myself and do not want to mislead you.

  John wrote @ November 1st, 2011 at 12:58

Very many thanks indeed for your excellent information.

I am English and own a property on Andros. I have struggled to find any other coherent explanation of the pernicious new tax. I am somewhat relieved to know the scale of the problem, if no clearer on how I am going to afford to pay it!

Very best wishes and thanks again
John

Kat Reply:

Thanks so much for your kind words and sharing your thoughts. Glad to be of help.

  Anna wrote @ November 2nd, 2011 at 22:19

I am a dual citizen (Greek/US) and am relieved to say that I have just sold a small flat in Hydra Greece in July 2011.

I live in the US and just received an email from the realtor to pay the Ekkatharastiki tax of 249 Euros, no explanation given. I have asked her to scan and email to me.

Do you know what this is and if so what is the formula for arrving at that number? The selling price was 110,000 Euros.

Thanks for a great website.

Kat Reply:

Based on the little information you provided, and the fact you haven’t seen the bill, how can I be expected to give an answer on this? Anything I say would be pure conjecture, and that’s not how I operate.

Wait to see the scan, and come back if you are not able to determine what it is.

  Christine wrote @ November 3rd, 2011 at 14:16

this is a great article no one where I have a property was able to give me this information, they seem confused.

However I am wanting to ask about inheritance of my own property, my husband died in April, I am British as was my husband, I am being told by my lawyer and bookeeper that under Greek law my two daughters inherit part of the house. However, in a will my husband left everything to me, I paid to have the will translated by the lawyers translator, but on the last day of my visit to Greece, she told me the translation was bad and to get it done again in the UK. The bookeeper says I need to prove I don’t have a second property in UK (which I don’t) and provide a certificate of nearest relatives as well as the will. I have until next April to deal with this I believe. I have tried every thing I can think of to find out the correct information including embassies, they can’t help.

In my six years in Greece I used your site many times for advice, can you tell me how to get the information on what documents are needed? I thought forced inheritance didn’t apply to non Greek nationals.

Kat Reply:

From what little I know, UK wills are recognized in Greece in theory, but do not automatically override Greek laws of forced inheritance. It depends on many things: a) Citizenship, b) domicile, c) interpretation, d) provisions, etc. This is why most people are advised to have different wills for different countries. I found this article through a simple Google search, “Do English wills cover Greek properties?” — Financial Times

Under “Have a question?” in my article, I say clearly that I am a journalist and not a lawyer, accountant, inheritance expert and the like. I also find it strange that you’re paying a lawyer and bookkeeper to help you but seeking advice from me without payment to help them do their jobs. If you are not satisfied with their services, you need to seek out someone you feel is more competent and trustworthy, or at least get a second opinion from a UK/Greek lawyer specializing in inheritance.

Thank you for your long-time readership, though I regret I don’t recall you commenting before.

  Michele wrote @ November 4th, 2011 at 12:56

Thank you for the great article! I live in the US, and I am trying to learn as much as I can about the new taxes in Greece. Cities here are filing bankruptcy, and I fear we are going to see many of the same taxes and cuts Greece is now facing. The media coverage of Greece is horrible in the United States. It is very difficult to find any coverage at all. Thank you for all you are doing.

  Greece Will Fall! – Page 17 wrote @ November 7th, 2011 at 15:40

[...] MPs approve deeply unpopular property tax 'with a heavy heart' | Business | The Guardian sau aici Greece’s new property tax . Pana pe 27 septemebrie nu exista nici un impozit, ii drept ca nu aflasem ca or indraznit totusi [...]

  mike c wrote @ November 9th, 2011 at 15:51

HI, Just seen and read your article.! Thanks for your time and trouble. Very helpful! Have a old house in Crete that I use for about four months of the year, so higher bills coming! Given the Greek debt and other probs, I think they will back out of the euro in about 12-18 months, with a lower debt thanks to the EU. Interesting times ahead I think. All the best, keep up the good work. Mike

  MJLawe wrote @ November 9th, 2011 at 16:32

I’m not really clear on who pays the tax if it’s a rental. I own an apartment in Athens that I just started renting recently. Am I responsible for the tax, when the renter pays everything else pertaining to the apartment?

Kat Reply:

I cannot make it more clear. Good luck.

  Conan wrote @ November 11th, 2011 at 20:01

Hi!
Must say that you are the best. It´s actually hard to find information about this s..t tax. Anyway hope you can give mee an answear on this. My father I law past away for some years ago and my wife and her brothers were written on his part of a property that was shared with his sister. So now there are 4 owners of this house. Actually it´s one apartement and some other rooms and a basement that was used as a car workshop. Anyway the sister is living in the apartement and there is no activity in the workshop anymore. My wife is written in the property but she can´t use the apartement because the sister is living there. We are living in another country. My wife does´nt have any incoming because she is sick leave and now those tax payments are coming. What should we do.
Best Regards
Conan

Kat Reply:

Unfortunately, the Greek tax office and electric company do not care about any of the circumstances you described. If you cannot pay, and you do not qualify for one of the exemptions listed above, the electricity will be shut off and the property will be repossessed to pay any outstanding debts. This is the law, and they are within their rights to do it.

  Georgia wrote @ November 14th, 2011 at 18:46

You’re right it’s another type of ‘emergency tax’ law passed for Greeks living abroad who own a property in Greece.

We must pay a minimum tax of about 250E based on ZERO income though we don’t live and work in Greece.
It’s another way of getting help from the Greeks living in Canada, US,etc.

Concerning the emergency property tax- the ‘formula’ states only for properties less than 26 years old will be taxed. Is this correct?

Kat Reply:

No, that’s not what I say in the article. Look at the sections Who Must Pay, plus “Age of property” under How Much Will I Pay.

  photini wrote @ November 16th, 2011 at 19:14

Comment 1
I am 56 years old and reside in South Africa. I inherited an office (over 47 year old building in central Athens which is used by the University in Ippokratos street) and from this I only receive E850 every February, April, July and October, giving me a total income of E3400. I suppose I will be taxed on this as well 29m2. I also have my late mums apartment in Kallithea opposite Pandio University this building is exactly 47 years old too. I do not reside there and maybe come visit every 2nd or 3rd year. 49m2. I am a housewife here in South Africa and earn no income other than the rental from the University how does this affect me regarding the age of the buildings and the fact that I do not earn an income.

I look forward to your comments on the above, kind regards

Comment 2
Thank you for your response and God bless you.

Kat Reply:

Answer 1
Doesn’t matter if you live in South Africa, doesn’t matter how old the buildings are, doesn’t matter how often you visit Greece or what your income is. If you own these buildings, you pay the property tax unless you qualify an exemption listed above.

If you cannot pay, the electricity will be shut off — if it is connected — and the tax office will take possession of your properties to pay off the debt. That’s the law.

Answer 2
No problem. Please take care.

  David wrote @ November 25th, 2011 at 15:03

Comment 1
Hello, Kat.

I have a question to which I think only you may be able to provide an answer! I have searched high and low for the solution, but simply cannot find one.

The riddle is this:

Evangelos Venizelos has said Greece will need 80 billion euros of the second bailout loan of 130 billion by the end of January 2012.

But I don’t see how that can be when we know that if or when the 6th tranche of the first bailout loan of 110 billion is actually delivered to Athens there will be 48 billion remaining “in the kitty” from the first bailout.

My record of the tranches is as follows:

1st tranche (May 2010) 20 billion.
2nd tranche (July 2010) 9 billion.
3rd tranche (Nov 2010) 9 billion.
4th tranche (March 2011) 4 billion.
5th tranche (July 2011) 12 billion.
6th tranche (? 2011) 8 billion.
Total: 62 billion.

110 billion minus 62 billion
= 48 billion remaining after 6th tranche.

I can think of only two solutions:

1. 48 billions’ worth was delivered to Athens prior to “the first tranche” and so is no longer “in the kitty”. Is that so?

2. Between the release of the 6th tranche of the first bailout and Venizelos requiring 80 billion from the 2nd bailout in January 2012, further tranches totalling 48 billion need to be delivered to Athens in late December and early January.

Kat, if you can shed any light on this at all, could you please email me?

Or, if you can’t work it out either, could you just drop me a line saying “Nope! Flummoxed as well!” :-)

Many thanks.
David.

Comment 2
Kat, thanks very much indeed for that response!

It could well be then that when Venizelos made that statement about needing 80 billion of the second bailout early hext year he hadn’t considered the figures – the tranches received so far and the tranches to come.

So let’s just go with the expectation that after the sixth tranche 48 billion will still remain in the first bailout-kitty for dishing out in future tranches!

We’ll have an idea of whether this assumption is correct or not once we all start to hear of drama surrounding “the seventh tranche”! :-)

Best Wishes,
David.
A Kiwi in England.

Comment 3
HiKat.

I now have the answer to the puzzle. An official of the Bank of Greece has advised me that the first bailout loan of 110 billion is to consist of 12 tranches, and indeed there will be about 40 billion left to be tranched.

So if we marry this info with what Venizelos recently declared it seems that he believes the other 6 tranches are all going to have to come at one time along with a good chunk of the 130 billion of the 2nd bailout loan!

But no one’s talking about this drama yet – from what I can see. I guess there’s enough to be getting on with! But it looks like drama there will be!

Best Wishes,
David.

Kat Reply:

Hi David,

Answer 1
I’m flattered you think I could be the only to help you figure this out, but I’m sure my friends at WSJ are far more qualified.

There are 15 questions in the queue, a dozen updates to articles and 10 plagiarism claims that will take me hours to sort out, thus preventing me from publishing new material again this week and spending time to research your excellent inquiry and email you the answer.

Two things I can tell you off the top of my head:
a) There were no tranches before the first in May 2010.
b) Venizelos is a lawyer and has absolutely no education or real experience in economics or finance, so he depends heavily on advisers, which may explain why his policies and figures are muddled. His appointment was largely political; Giorgos Papakonstantinou was far more equipped to handle the job, not to mention credible and well-respected amongst other finance ministers in the EU.

Answer 2
I understand the 7th tranche of 89 billion will be needed in February or March of 2012, which is (supposedly) 8 billion from the original program and 80 billion from the new program. And the 8th tranche will be 125 billion, according to figures published in To Vima.

Wishing you all the best.

Answer 3
Hi David,

Thank you for coming back to share that information, which is similar, though not as detailed as what I said in Answer 2.

If memory serves me correctly, Shakespeare’s MacBeth has fewer acts and (dare I say) less tragedy than Greece has bailout tranches. ;)

All best.

  Michael wrote @ November 28th, 2011 at 01:53

Very informative! Thank you very much. It helped a lot.

  Freddie wrote @ December 6th, 2011 at 18:55

Our house is 200squ/ms which is declaired to the tax office. However, on the electricity bill the size is quoted as only 68squ/ms.

Should I correct this, and will I pay a penalty for it being incorrect?

Kat Reply:

It’s your decision to have it corrected or find out why there is a discrepancy. I cannot advise people on how to handle their private affairs.

  Sarah wrote @ December 10th, 2011 at 14:45

Kat,

Thanks for all your insights, wisdom and wit. Recognizing that your blog is nearly 5 years old now and that I’m a wee bit late to the party, I was wondering if I could ask a couple of (possibly stupid) bigger-picture type questions unrelated to this post.

Disclaimer: I’ve been reading your articles for roughly 4 straight hours, but this is my first visit to your site, so I’m probably just not looking in the right place…

1) Do you have a ‘Categories’ tab or a way to browse beyond what’s listed in your ‘Best of…’ column? I noticed in a couple of older posts that you referred folks to the search bar and categories tab. I can’t find the latter… which is making navigation a bit challenging, esp since I’m like 4 1/2 years behind.

2) Finding myself in the nascent stages of living/working in Greece, I didn’t see many articles related to schools — like primary schools — for children. I have a mancub, who will need a proper education. He’s currently 3. I was looking at American, British and International private schools in Greece earlier today… It seems there are several options, many in Athens, some in Thessaloniki (sp?) Any insights on that scene/process that you or one of your colleagues could offer would be most welcome. You know, incase the economic crisis and overhaul of the tax code aren’t keeping you busy enough :-) just an idea.

Keep up the good work… and once your book gets published I’m buying it for a few friends. Good luck with that, I know it can’t be easy with the goal posts constantly moving.

Best,
Sarah

Kat Reply:

Hi Sarah,

You’re not late. People are free to hop on or off, depending on their needs at the time.

1. The Categories were removed because no one was using them, and it’s been my intention to implement a site-wide change based on plans I’ve already drawn up, but time and paid/personal commitments limit what I can and am willing to do.

2. I have nothing on this website about schools and children because lots of forums and Foreign Women in Greece groups (Facebook, clubs, organizations) tend to discuss these, and I like to cover topics that no one else does. There are 300+ articles in a state of constant update, as you recognized, and I have plans for 200 more articles, but it still wouldn’t cover everything as English-language news agencies do less and Greece and its laws evolve. I alone run the website, Twitter feed and answer everyone’s questions, and I don’t know anyone with the rare combination of expertise and insanity to take my place or at least share responsibility.

I appreciate you saying hello and the words of encouragement. Hope to see you again.

  Aristos wrote @ December 10th, 2011 at 14:45

Thank you for his very helpful article. I am very upset with this tax. I have a house in Greece but live in England. I come to Greece twice a year and support the economy by spending my money in Greece rather than other countries. I am now asked to pay property tax for coming there and staying in my house three weeks a year. It is unfair. I am now going to try and sell my house and use the money to buy in another country that supports my interests better. I am sure this tax will have a very detrimental effect on the Greek economy in the long run. In the short run it is a quick fix for monetary problems in Greece but in the long term it is a warning for anyone thinking of investing in Greece to look elsewhere!

Thanks

Aristos

Kat Reply:

Lots of people in and outside Greece share your feelings, saying, “How many times must we pay for our lives?” There was a noticeable shift from optimism to despair after the third VAT hike affecting everyday basics like food, water and electricity, and I’m not sure how much more we can take.

Even before the debt crisis, Greece had not been an attractive country to prospective business investors and residential prices were (and still are) inflated, which baffles economists and buyers alike.

  S wrote @ December 19th, 2011 at 05:55

Comment 1
A most comprehensive and lucid article I have come across to date. ! I’ve forwarded the link to everyone I remembered has property in Greece.

Dont understand why non Greek property owners are making such fuss about the tax though. I dont know about other countries but council taxes are much more expensive in the UK and my friend living in Berlin pointed out that they are much more expensive in Germany too. Greece has to make a start somewhere to put its affairs in order and it is going to be a bumpy ride for a long time for most. Non Greeks who chose to make Greece their home have benefited in some way or another from the chaos which reigns/reigned (I live in hope) here (in Greece).

Comment 2
I am Greek by birth and currently I am in the UK seeing to affairs but my main domicile is Greece where I shall return at start of February. I also spend quite a bit of time in the Czech Republic which I also feel to be my home culturally and linguistically. I am neither rich nor poor and in the UK I am taxed on my UK income and in Greece I pay the dues and taxes demanded of me on the income generated in Greece. I am not an accountant to understand fully the macro economics of a tax system, except to understand that like in a business the state needs an income for its functioning and this is best done through a taxation system. Greece needs a taxation system and it must start somewhere.The blessing of Papandrou is that he has brought to the surface some of the many maladies of the Greek infrastructure. However it is a long and bumpy ride ahead .of us.

In the Uk I pay rates on property I own (without concessions as the UK authorities consider the property to be my second home) and I expect to receive no imbursement from Greece which is listed as my first residence. There are greater needs than mine!

I regret my sweeping statement .’…non Greeks…’ without having given due thought and consideration to the manyfold ethnic labour force of Greece who in the end will suffer most the implemented austerity measures.

My remark was aimed at non Greeks , who have found the loopholes in the Greek chaotic system to their advantage for purposes of off shore investment or some other activities often stated as ‘non profit’. without paying even the most minimal obligatory dues…The pages of the Owners Direct Site and similar advertising sites are full of advertised holiday accommodation owned by non resident non Greek owners who have not paid their obligatory dues nor taxes albeit by the new eurounion law they are supposed to declare this income somewhere. The Greek chaos provides a loophole.

Kat Reply:

Answer 1
Plenty of everyone — including Greeks, who make up the majority — have complained about this tax because the amount being billed isn’t relative to the income we earn, and we know it won’t be used properly when paid as the gov’t continues to overspend. Your last sentence is tinged with arrogance and assumes that all non-Greeks living in Greece are well off or ignorant of reality, and that’s simply not true.

Germany and the UK enjoy wages and a standard of living far higher than Greece, so of course taxes should be higher. UK residents also enjoy a lot more social benefits/payments than Greeks.

It’s clear that you believe non-Greeks have no right to voice the same opinions that Greeks do, which is chauvinistic and a common characteristic amongst Greeks who live outside Greece and visit seasonally. Also, when you say “here (in Greece),” don’t you mean the UK? That’s where your IP originates, and likely your domicile.

Answer 2
Papandreou did not expose poor infrastructure, as it’s been there for decades in plain sight — he was only the first who tried to clean it up, accompanied by heavy handed EU-ECB-IMF conditions for bailout that Greece could not escape.

Greece is made up of 90 percent Greeks who understand the language and treat tax evasion as sport, whereas non-Greeks barely understand the language and cannot keep up with laws unless they hire a Greek to help them. Even if they all participated (unlikely), this country didn’t get to where it is because a 10-percent minority of foreigners is benefiting from loopholes.

  chris wrote @ December 22nd, 2011 at 09:30

I have read with great interest your articles and also the questions posed to you. Thank you for creating it.

I am an English retiree who, with my wife, decided to move and live permanently in Greece in 2005. We purchased land and had an 86 square meter house built on it. Every year we go to our accountant and complete our tax return.

As I or my wife have never worked in Greece, naturally we are not entitled to unemployment payments or a pension, so our tax returns show this. I have asked my accountant to submit a claim for a refund on our property tax and exemption from paying the tax again because we do not, and never have, claimed unemployment or pensions from the Greek Government, as we are not entitled to, and we are not earning wages in Greece, therefore we fall into the category of penniless people.

The pensions I receive are from England for what I contributed in England. Is the Greek Government allowed to state that my pensions from England are Greek pensions, and if so how can they do that?

On another note surely the government are using blackmail tactics, and would blackmail tactics be upheld in the European Court ?

Kat Reply:

You do not fall in the category of penniless people because you draw a pension from the UK, which is considered income, and you own a home, which is considered an asset. Penniless people have nothing. The Greek government doesn’t consider a UK pension to be a Greek pension, but income is income no matter where it comes from and disclosure of it on a tax return is obligatory in at least one country. Everything I’m saying should have been easily answered by your accountant.

Whether this is classified as ‘blackmail’ is subjective. The European Court hears objective cases that pertain to violations of laws and directives.

  Judy wrote @ January 3rd, 2012 at 20:09

We are Americans who have a house on the Peloponnese. We come to Greece three times a year for three weeks or so each time. At this point, we’re not planning to retire permanently to Greece, but may. I’ve read all the information about that. What I haven’t found is any information about purchasing a car in Greece if you are a non-resident/tourist. Can we do this? It’s expensive to rent and we’d love to have a car sitting waiting for us when we arrive.

Kat Reply:

I can certainly understand why purchasing a car is preferable to renting in your situation.

The straight answer is that Americans, non-EU citizens and non-Greek EU citizens need a residence permit to purchase and register a vehicle in Greece. Years ago they didn’t enforce this rule, but they are now.

However, the auto industry in suffering now, and there may be car dealerships willing to sell you a car and get the paperwork done without one. Which ones? There’s no way to know. On your next visit, make inquiries with a few and see if someone can accommodate what you need and want.

Taking an informal poll amongst people I know, half were asked for a residence permit, half were not. This is why I needed time to investigate the rules as written and compare them to what happens in reality.

Thanks for your question, and all best.

  michael wrote @ January 8th, 2012 at 11:31

another huge and potentially expensive thing going on now about houses is important!!
I have been told that all greek houses need to agree completely with the original building plans by feb 1 or you won’t be able to sell or transfer property without large fines!!
so each owner needs to check with an engineer to see if plans match house, any changes were permitted completely any square meters added permitted etc.

can you write about this?

Kat Reply:

It’s not certain that Greece will go through with implementing these measures, though I understand why you are concerned. At the moment, I do not have time or plans to write on this subject.

  David wrote @ January 8th, 2012 at 15:51

Hi, Kat.

Well, two years after chaos and confusion was discovered in Athens’s government departments, it appears the situation hasn’t changed!

Have just read in Ekathimerini that “European Commission spokesman Olivier Bailly has made it clear in Brussels that the 5 billion euros tranche of the first bailout package that was originally scheduled to come to Athens in December, will now come in March”!

And that the “further 10 billion Athens was about to receive in March is now set for June. «That cannot be changed,» Bailly said, referring to the three-month rhythm in paying out tranches of the program.”

But in November and December 2011 there were no end of reports coming from Greek ministers that Greece was desperate for that tranche in December and there were warnings, weren’t there, that if they didn’t receive it by Dec 15, exactly, then Greece wouldn’t be able to pay salaries and pensions and it would go under!

And Venizelos was reported as saying in late November that in addition to the tranche in Decemeber Greece would need a further 80 billion this month, January, 2012!

But now it seems from the above report in Ekathimerini that both tranches have been set back 3 months and yet there is no sign at all that anyone in the government is screaming that Greece will therefore sink!

This just doesn’t add up! What on earth is going on? Were the earlier cries unfounded? What do you think, Kat?

Regards,
David.


Well, clearly Greece is managing to at least survive. It didn’t sink without the 6th tranche being delivered by 15 Dec and it appears Brussels has reason to believe Greece can hold on until the 6th tranche is delivered in March! Yet for weeks in November we had all this drama coming from Greek ministers about how Greece would fail if the 6th tranche wasn’t received by 15 December.

So, from now on whenever a Greek minister makes an earnest statement I shall pause and consider the likelihood of the statement being little more than political manoeuvring and pure PR! I didn’t realise that acting was as intrinsic to Greek life as this! :-)

Kat Reply:

The best story about the tranche delay ran January 5 in the WSJ, which I posted on my Twitter news feed:
http://online.wsj.com/article/BT-CO-20120105-710709.html

There was a response in Greek news, with ministers responding that Bailly’s comments were rubbish. Many stories never run in English-language news or several days late. I, in general, don’t pay attention to political maneuvering and PR. Greece cannot do much because it hasn’t owned up to its obligations or promises to establish credibility (an decades-old problem), which makes world leaders and markets nervous. And world and financial leaders pretty much set the rules because they hold the purse.

  Mark wrote @ January 18th, 2012 at 20:05

Can I ask you or your readers for an opinion please on a question I am interested in Europe wide. It is about current and future residential property values, as a generalisation. Firstly let me add I am not trying to be a smart Alec, I have lost plenty of money recently in real estate, particularly the U.A.E. But also the UK.

Q.1. Is the average small 3 bedroom holiday villa, not prime postion but nice enough, near the sea, in an average holiday village or town, on the mainland or one of the larger tourist islands, down in price over 2 or 3 years by more than 33% from, say Euro 350,000 to E250,000 or not ?

Q.2. Are banks or other institutions selling properties that they re claim from defaulters at auction now ? If so, are buyers buying similar properties another 15% or 20% lower ?.

Q.3 if no to Q.1 and Q.2, why not and what will do you think will happen to the average property I described when Greece leaves the Euro? In Euro or Dmas.

Many thanks for your and others’ excellent comments.
Mark.

Kat Reply:

1. No. Residential property prices have held steady, which has baffled economists. Big discounts on commercial property spaces. The subject has been covered by English-language news.

2. a) Don’t know. You can call any bank in Greece to inquire; b) No, people are scared to buy in this uncertain climate. Again, the subject has been covered by CNN, Guardian, Reuters.

3. No one knows since there’s no precedent, which economists and financial experts discuss frequently at Economist, WSJ, Reuters, etc. Banks will collapse if Greece defaults.

I inform people on practicalities in my unpaid spare time; I unfortunately do not offer free consultation on subjects of the reader’s choosing.

  Louis wrote @ January 21st, 2012 at 04:33

Hello Kat,

Just a quick note of thanks for the most comprehensive description of the EETIDE in English that I have come across to date.

Thanks, Louis

  Marie wrote @ January 25th, 2012 at 01:01

Respect and thanks to you, using amounts of hours to investigate, ,translate , explain and informe about whats going on..to help others to understand.

This is an update from Crete:
We live in a small village in Crete.,For a lot a people ,it is hard to understand what is going on, since everything seems to change day by day. As well people here, has their daily problems to solve. One cant discuss crisis while chasing à goat who ran away in the early morning leaving its kid with no milk. Way of living on an s island is different from Athens.

People here, of course do discuss what to do,. Shortly after, new things happen and then thats the subject of today.. A lot of people here has big economical problems due to reduction in both pensions and salaries, raised rates for electricity, new m2 tax etc.. We do not hear anyone moorn: Cretans are through centuries used to suffer.. Not that they understate the problems at all,just finding it difficult to see any solutions.

Discussions normally ends up, with the classical saying :
Ti na kano me? Tipota, Afto mono apo THEOS.

People believe that God knows what is going on,,and that we have have the oblgation to take care of what we have and keep having faith and love in the heart…

people agree and we have a good laugh about theese idiots who think they can rule Greece, an as well Crete.

  Paul wrote @ February 1st, 2012 at 13:30

Many thanks for this excellent summary. It is very helpful. I’m just sorry for my Greek friends, many of whom have very little and are being squeezed dry while the Eurocrats announce that the Greek State has acheived no austerity at all.

  Sandra wrote @ February 10th, 2012 at 17:10

Thank you so much for your article, it has helped me understand the new property tax. Ex pat living in Rhodes.

  Roger wrote @ February 15th, 2012 at 18:08

Great article it has helped answer a lot of questions. Thank you very much for the time and effort you must have put in to produce it. We now must wait and see if if this new tax is collected from all or if, as I suspect, those who evade paying tax will continue to do so and get away with it despite the published penalties for failing to do so. Ex pat in Crete

Kat Reply:

Thank you for taking the time to say so, and it’s a pleasure for people like you. And yes, tha doume. All best.

  Vicky wrote @ March 10th, 2012 at 22:19

Hi
I came across your site by accident.
I work as a Psychotherapist.
I am appalled at your dismissive and at times very arrogant responses to people.
Many people have Greek language difficulties, they could be confused or even ignorant intentionally or non intentionally. Whatever the reason, you show a lack of empathy and compassion with your arrogant, short and ego based information. What are you getting out of this psychologically. Yes your information is usef but not so straight forward to some. You keep telling us you’re a busy journalist and have no time. You have opened the floodgates by starting this blog, then accept responsibility for at times ( not always) your responses ARE rude. Be gentle with people and if you can’t be because you’re abusy journalist. Don’t blog. Don’t open the floodgates then persecute with short, terse arrogant little responses. Get some help yourself.

Kat Reply:

I could close ‘Comments’ and let people flail, or delete irrelevant questions and comments like yours per my policy. Instead I leave them open, point to where readers can find the info, and transparently state my responsibilities up front so people understand what I can and can’t do.

Starting and maintaining a website is not an invitation to unlimited, free consultancy on any topic — which is why I don’t have a forum — nor is it license for readers to demand more or ask me to repeat information already published. I’m expected to be infinitely patient and humane to readers, while allowing people to treat me any way they please. Anything less than this double standard makes me a horrible person, apparently.

What are you getting out of this psychologically, as a member of the Greek diaspora in Australia, passing judgment and dispensing unsolicited advice to a stranger?

Best of luck.

  Bill wrote @ March 17th, 2012 at 14:12

Many thanks for your good work on the property taxes confusion and your strike information. Both are invaluable and all the more appreciated because they’re voluntary. Please keep it up.

Kat Reply:

Thank you, kindly. :)

  Bea wrote @ March 20th, 2012 at 16:40

Very interesting and complete information.
About some comments for this tax, therefore also affecting foreigners, I wondered if it would be interesting to do some comparative research with Spain (because of its economic situation) to see how foreign owners are taxed? (since there is a large German community for ex.).
In any case thank you for your work!

  Andy wrote @ March 27th, 2012 at 19:42

Hello and thank you for this article which was extremely detailed but I would like to ask a question. My wife and I bought a small (42sq m) apartment which is in my name, in Kefalonia in October 2010, I only have a small pension (£6000 a year) and no other income either in Greece or the UK, however my wife has an income of £40,000 a year in the UK. Am I exempt? or would I be better off asking at my local Greek tax office? Thank you for any advice you may give.

Kat Reply:

You are not exempt from paying the property tax because: a) you are not living on/in the property full time, and b) income levels are determined by household. You are free to verify my answer, if you wish. All best.

  Alec wrote @ April 3rd, 2012 at 16:12

Thanks for this great article.

Kat Reply:

Your question was moved to “DEH/PPC offices in Greece.”

  Europe’s pain is coming America’s way | CNN.com wrote @ April 7th, 2012 at 05:16

[...] series of new taxes have been imposed, including a “solidarity” tax, new property taxes and higher [...]

  Tom wrote @ April 23rd, 2012 at 14:28

Hi! The Skopelosnews website steeered me to your site : http:/livingingreece.gr/categories/doy-eforia-taxes/. This did get me to livingingreece.gr, but with the statement : “oops!……. categories/Doy” could not be found.

I am sure all the relevant information is contained elsewhere in your remarkable voluminous and info-packed site, but it would be good to have it “all under one roof”, so to speak.

Although I am a past-resident of Skopelos of some 14-years’ standing, I am now only a once-a-year visitor to the island, where I have the use of a house, but I try to get as much information as I can for the house-owner, while I’m there. However, I clearly missed out on my last visit in October 2011, as no one mentioned to me the eco-friendly certification, required as from 7 January 2012. This makes me wonder, how much else I am unaware of.

Is the Doy-eforia-taxes element of your site currently under review or will I just have to trawl through everything elese on the mainsite to get myself up-to-date, please?

Kat Reply:

I have no control over how third-party websites link to me or how often they update their links. I assume they meant to use: http://livingingreece.gr/category/doy-eforia-taxes/

Tax laws change daily in this age of austerity, and full-time accountants and lawyers find it difficult to keep up. I’m a journalist keeping this website in my unpaid spare time, so the subjects I cover and constantly update are purely voluntary, not exhaustive.

All my articles combine translations of government circulars, Greek news and first-hand experience, the latter of which is necessary since official information is rarely correct or complete. I do not have an article on eco-friendly certification because I don’t own a home and no one has volunteered to contribute their experience.

If you’d like to stay up to date, many find my Twitter news feed helpful. I curate from diverse sources with readers’ interests in mind, and it goes back to 2009.

I removed the archive after official sites, competitors and everyday readers abused it, but the the ‘Search’ function and breadcrumb navigation at the top of each article are both available. No one is obliged to “trawl through everything.”

  harry wrote @ July 8th, 2012 at 04:42

Comment 1:
I own a 70 square metres house and a1996 mercedes benz 1800cc ilive in canada and go to greece for vacation, my income tax will be what according to tecmirio in greece

Comment 2:
ena ktirio magazi me 2 diamerismata sto Toronto Canada o foros einai $19000.00 ton hrono kai the store tenant pays 13% hst tax on top of the rent and the profits go on top of my wages for tax purpose yearly and its is in a an average area. The small house I have in Greece my total expenses for the year is nothing compared what I would have to pay if it was in toronto

Kat Reply:

Response 1:
You did not provide enough information for me or anyone to answer your question. Please read the article, particularly the section “Have a question?”, to understand why.

Response 2:
If you earned a typical Greek wage and paid $10/gallon for gas and 23 percent in everyday tax, or were amongst the 27 percent unemployed, you might not find it so affordable. Comparing Greece with Canada only has relevance when not cherry picking.

  xxx xxx wrote @ July 27th, 2012 at 01:08

Assuming that someone gives me property worth 36000 euros as a gift, how can I find the property tax on it? Not the electricity tax, the tax of getting the property.

Kat Reply:

You can contact the eforia.

  contango wrote @ July 31st, 2012 at 17:49

Comment 1:
Hello

i own a condo in greece, but dont live in the country; i briefly worked there for a few yrs in the 90s; technically i am unemployed though am not registered with unempl. office nor do i now, or have i ever received benefits.

i like to know if you think i qualify to be exempt from this extortion tax?

i am a dual citizen

thanks for your time

Comment 2:
ru interested in buying a condo in glyfada (110m) at reduced price?
and/or, if u bring me a buyer and deal comes to fruition you stand to make a flat 2% on sales price in lieu of comission;
if ur interested i’ll give u the details
thx

Comment 3:
i asked u if ur interested in byuing or playing r/e agent for extra income

Comment 4:
ok sure, thx, well best to u rather, ur in the shithole

Kat Reply:

Answer 1:
Based only on the little information you provided, my guess would be that you are absolutely not exempt. See the second paragraph in section “Exempt persons” and the last sentence under “What happens if I do not pay?”

Citizenship and residency are irrelevant. The article explicitly says that it takes more than being unemployed to qualify for an exemption.

Answer 2 and 3:
I work full time as an editor/journalist and have plenty of personal/professional obligations, plus running the Twitter news feed and this website in my unpaid spare time. I’m not for hire and have no interest in buying or selling real estate. All best.

Answer 4:
Actually I’m not, and that sort of language is unnecessary and not welcome on my website.

  Toula wrote @ August 5th, 2012 at 09:01

Comment 1:
My mother, brother, sister and I own one-third of a house in Greece that we inherited from my deceased father. The other two-thirds of the house belong to his two brothers. We are more than willing to pay our third of the tax but because all 4 of us are listed as owners of said third, the govt requires us to pay the amount x 4, while my uncles each pay their respective thirds. We find this to be outrageous. What advice can you give us? We have dual citizenship and reside in Canada.
Thanks

Comment 2:
Hello again,
Thank you for your reply. I made an error. The property tax is not the issue but the Residents Abroad Tax is. This is where we are being charged 4 times for the same third of the rental income. We each receive a Dilosi Forologias Eisodimatos for the same amount. Should I consult a lawyer regarding this matter?

Kat Reply:

Answer 1:
As it says in the article, your citizenship and residency status are irrelevant.

You should have only gotten one bill per property, then decided amongst yourselves how to pay it. If not, you need to contact the tax office directly because something you have (or have not) filed/reported is causing the billing error.

Answer 2:
I always try to resolve matters with or request clarification directly from the eforia. In 14 years I’ve never used a lawyer for anything except going to court, and I’ve had several lawyers plagiarize my website to attract business to their firm. Choosing to consult with one would be a personal choice.

  Drudge wrote @ August 25th, 2012 at 22:46

Comment 1:
How do I go about reclaiming overpayment for 2011. No one seems to know or wants to.

Comment 2:
Have tried both with no luck Dont want to know….

Kat Reply:

Answer 1:
This question is already answered in the article above. As it says in ‘When can I expect a bill’ and ‘Errors and Corrections,’ refunds are applied to the next bill. You can ask for an explanation from the DEH office (or the non-DEH power company office) that handles your area or the tax office.

Answer 2:
I’ve lived here 14 years and speak the language; I’m sure I can guess. I solve most things by persistence (talking to someone else, going to another office, filing complaints, etc.) and involving higher authorities.

  Cristina wrote @ September 17th, 2012 at 10:31

Question 1:
Hello,
We have a house in athens(voula) which we give for rent and we leave abroad, and we have small dificulties of comunications with the person who lives in our house, and as we are going to greece just once or twice per year, we would like to know how can we pay the taxes separeted than the bill of deh, because for the moment we dont know if the person will pay!
Thank you

Question 2:
Hi there,

And thank you for your answer! Well, is not rent free, but i had some argues with my tenant and she didnt answer to my last messages, and i want to be sure that will not be nothing outstanding for taxes, and is quite hard control it from abroad, and also i can NOT pay all her deh bill, because was summer and the air condition didnt stoped, so we had before probkems with some payments, we payed for her and still wait our money, so no more to pay for the tenant! Thats why i am looking for another method of payment for taxes, like gere whe we are, we can pay in advance for the all year! And something else, i saw that we can pay the bill from internet?!(we have also our home we live i holidays). But as i saw, i need a nuber which is writen on the bill, and unfortunatly i dont have any bill with me to activate this way, so how can i do it from abroad?
And the most important, at least i can ask somewhere to you if the tenant payed the deh bill with the taxes?! I know that normally has to come september.
Thank you and i wait for your answer

Kind regards

Question 3:
If we could work out with our tenant, DEFINTLY i wouldnt ask you for help! And to be honest, you didnt answer to any my question! If you take a look on your internet site, you can see that there is just a phone number for athens which is 10500 and definitly i CANT call from another country to this number, at least i was waiting from you to give me a number from where i can call! I am NOT i athens, so how i am suppose to call this number?!
I am sure that are many greeks which are deal with this from abroad, but i just ask you where i can find the help!
So, if you made this blog, at least give the right informations to the people! Everything you said before, i could just read on your site! So, be more helpfull!
Regards!

Question 4:
You said to contact DEH, so WHERE can i contact them from abroad? I need athens number!

Question 5:
First of all, i said Tank you in all my questions, and second, i dont think that i use “verbal abuse”! And it would be much more easy to give me the info i asked, which was just a phone number! And IF i had someone to deal with, i wouldnt asked for your help! And you know better the economic situation in greece and i dont think that somebody will pay any lawyer to do thins kind of things because then what a person win by rent it his home, will loose the paying lawyers, and i am sure that nobody do that, unless is a company and not a person!
And as i know, blogs or forums are to help people, or to help each other with informations and not saying that are “not payed” to do this kind of things.
Thank you for your kindness explain me all that
P.S.
I understand that you are not greek, then, why you dont let a greek person to deal with this website?! Maybe will be more flexible with answering to the questions, because he or she understand better the situation!
And i noticed that i am not the only person which you replay so, how to say, “nervous”?!
Maybe you will delete my answer, i dont care, at least i know that you read it and shoult wrk on your matter, because i think that i am not the one who use “verbal abuse”
Kind regards

Kat Reply:

Answer 1:
As it says under ‘Exempt persons,’ tenants and landlords need to work out how to pay the bill. Most landlords tell tenants to pay it, then deduct the amount from rent owed. If the person is living there rent-free, I have no solution for you.

As it says under ‘When can I expect a bill?’, the tax is invoiced on electricity bills and there’s no way around it. There have been dozens of amendments since this measure was passed in September 2011, but I (actually, no one) cannot predict whether this will change in the future.

The only thing I can suggest is to pay the DEH bill by phone, Internet or wire transfer, as listed at “DEH/PPC electric company offices.”

Alternatively, you could contact the relevant tax office, see if there are outstanding debts and make arrangements to pay.

Answer 2:
My answer is the same. You contact DEH/PPC to get the number on the bill, inquire if it’s paid and make arrangements to pay; and/or the tax office to see if there are outstanding debts and make arrangements to pay, as I said in my first answer. Lots of people handle affairs from outside Greece without any problem.

Answer 3 & 4:
Hundreds of thousands of non-Greeks take care of their affairs from outside Greece, even without knowing any Greek. Those who cannot or do not wish to do it themselves have friends to help, or pay a management company or lawyer.

You’re asking questions already answered by the articles or repeating questions you already asked, so I have no choice but to quote the articles and repeat the same answers. The alternative is to delete or ignore redundant questions, as stated in my policy at “Comments, Questions and Contacting Me.”

In the DEH/PPC article under ‘Locations’, the Athens table shows a non-10500 number in row Athens (main). Be sure to look closely before criticizing and complaining that I am not helpful and I don’t give the right info.

I am a journalist, not a paid government employee. Making this website is not an open invitation to verbal abuse/orders/demands from strangers or unlimited free consultation on any subject. In fact, I am not obliged to help anyone but do it out of empathy and goodwill in my spare time. If you’re dissatisfied, feel free to seek assistance elsewhere.

All best.

Answer 5:
So you’re complaining that I don’t give you the right info, I tell you the right info is already in the article, then you complain that the info I give you is already in the article (or not there, when it actually is), and then you complain that I repeat info, and now you complain that I didn’t repeat info. I wonder if you can see the irony in what you’re saying.

This website was created because in the history of Greek bureaucracy, no Greek has ever taken the time to research, translate, write, update 300+ articles in English AND answer questions from the public, which 100 percent of readers say they would NEVER do. Not even the Greek government provides the information that I do, though it is obliged to do so, funded by taxpayer money. Instead they just copy my articles without permission.

Anyone who understands Greece would give the same answers I did, so it has nothing to do with flexibility or nationality.

Future comments/questions will not be read. Good luck and good health.

  Frans wrote @ December 3rd, 2012 at 14:39

Question 1:
I’m from the Netherlands an I did built a new house in the neighbourhood of Nafplion. In the contract of 2010 with delivering the house at the end of 2011, the contract speaks about 69 m2 as the square meters of the house (second floor).
In reality the first floor has some other rooms. In total the house has about 115 m2 of living.

In my first bills of elctricity they speak about 2 amounts of square meters. One line for DT with 140m2 and one line DF with 140 m2 too.

OK, I understand it will be the taxes of the municipality of Nafplion. But why they count with 140 m2. You I tols you in contrary to the contract the real square meters of living are about 115 m2 and with the garage and storageroom it’s about 170 m2.

But in the line of the old property tax the bill speaks about an amount of the double square meters > 280 m2 like as following:280x(x650x0,9×0,00035×60/365). Can you explain me why it’s the double?

May be there are other elements of counting? Like two terrasses of the house with about 30 m2 and 20 m2 and/or the carport next to the house under the balcony of one terras of about 30 m2.

There is also a parkingplace of blocks in sand in front of the house of about 250 m2 on my total property of about 1.400 m2.

At least there are some walls with lightnings (10 lamps). I hope you can give me some suggestions about xplanation of the figures on the bill. Thank you in advance.

Kind regards

Question 2:
My compliments about your good informations about all the things about the taxes and the bills. Thank you for your good information so far. I will ask the civil engineer of the builder or the Tax office and DEH about. I hope they can give me the informations I need about.

An other question I have is about the tax for my Greek car. I heard something about as following. For the next year Greek people has to go in a website with their tax-number to get the bill for 2013. This bill is to print and to pay at the tax office for cars. Can you tell me how to handle it with my tax-number in the right website with the right orders to it? Thank you in advance again.

Kind regards

Kat Reply:

Answer 1:
In the section, ‘How much tax will I pay?’ under #1 Size of property, the total area is calculated according to TAP and the law (also listed) that governs it. The TAP for your property depends on what the civil engineer recorded when the property was built/renovated/etc., then reported to both the tax office and DEH. If you suspect it’s wrong or want measurements explained/confirmed, I recommend consulting a civil engineer. If you need a detailed explanation of TAP and/or your electric bill, please contact the tax office and DEH.

As stated in “Have a question?” there are limits to what I can explain with zero familiarity of your property and bill.

Answer 2:
Circulation tax bills can be accessed and paid a number of ways by persons of all nationalities who own vehicles in Greece (not just Greeks). Please visit http://www.gsis.gr for more information. I do not currently have an article on offer, and I have no immediate plans to write one because maintaining/updating this website and the Twitter news feed are voluntary and my personal and paid commitments have priority. Thank you for your questions. All best.

Update: See “Circulation tax” for assistance.

[...] informacion de Impuestos a la propiedad  Share this:TwitterFacebookMe gusta:Me gustaSe el primero en decir que te gusta. By todossomosgriegos • Publicado en ECONOMIA, SOCIEDAD • Tagged factura de la luz, grecia, Haratsi, impuesto a la propiedad, troika, venizelos 0 [...]

  Q Moshos wrote @ February 21st, 2013 at 21:39

Υour question was moved to, “How non-EU citizens can get a permit to live and work in Greece.” This article is found on the list under Greek News.

  Andrew wrote @ April 19th, 2013 at 19:28

Thanks for all of the useful information. It would be helpful if you changed your website format to include a tab bar at the top of the website to help people navigate the website. Websites should be user friendly and not require the use of the “find” tool on their web browser. Once again, thanks for the info. It has helped me greatly.

Kat Reply:

This site started as a blog (americaninathens.com) in 2007 but was converted after two years to a self-hosted online guide (livingingreece.gr) when it became clear that people needed practical information more than personal chatter. Because I work full time and this is a side project in which I already devote hundreds of hours, fend off daily plagiarism and pay out of pocket for domain/hosting but earn no money, the format stands ‘as is.’

If someone would like to donate time to redesign and reorganize my website without impacting its SEO ranking as a way to give back in exchange for help they receive, please let me know.

  Kosta wrote @ July 15th, 2013 at 07:06

Hi
My father owns some property in Korinthos and recently passed away. His will says it goes to my mother. First, do we need to have her “claim” it? Will she need to pay estate taxes? If she does nothing, and has no will in Greece (as my father did), what happens when she dies? It will go to us I believe, but will we need to pay taxes?

Kat Reply:

Besides not providing enough info to have your questions answered (residency, dual nationality, income/source/origin, cross-country treaties, who is “us” and “we”, etc.), you and your mother need to consult an accountant and lawyer as it says in section, ‘Have a question?’ Inheritance and taxes are very complex issues in Greece.

  fiona wrote @ July 17th, 2013 at 14:23

Can you please advise my sister owns a property in greece which she visits at least three times a year. Why is she being asked to file tax returns and collect receipts, when she is not resident here and still works and pays tax in the UK.Ps Who should she see to make out a will regarding her property as she wishes to leave this to her two daughters.
Thankyou.

Kat Reply:

Besides not providing enough information for me to give a response, please see the section ‘Have a question?’ and advise your sister accordingly. All best.

P.S. The 3000-word article above describes one law, if that gives you an idea of complexity and why it’s impossible to answer.

  backwardation wrote @ July 18th, 2013 at 19:41

u sound like ur an arrogant unpleasant person who created a web site so u can be purposely condescendingly didactic in order to vent off ur anger at the world

sanity needs defining before u can render an opinion on either direction

however,

I do have a high tier i.q. n a top flight education n all that w/ n in accordance line of work which characteristically renders me alpha male

Kat Reply:

You sound like a perfectly sane, non-arrogant, pleasant and totally non-judgmental person who has nothing better to do than vent his/her joy and kindness on websites of strangers. :D

Wow, and humble too. Where do you find time outside self-worship to troll and (unsuccessfully) shame others?

Sorry, comments are closed at this time.